You received a notice of default or notice of sale
The letter starts a clock. What you do in the next few weeks determines your options.
Texas Foreclosure Defense — Non-Judicial (Deed of Trust) Process · In re: Residential Foreclosure — TX Homeowner Defense
Facing foreclosure in Texas? You have more options than the notice letter suggests.
Texas foreclosures move through a trustee sale, not a courtroom — which means the clock starts the day notice is posted, not when a lawsuit is filed. Either way, the earlier you talk to a lawyer, the more options are still on the table.
Veteran-owned firm · Licensed & admitted to practice as noted below · Consultations by phone or video
Exhibit A — The Situation
Signs it's time to call a Texas attorney, not just your lender
If any of this describes your situation in Texas:
Your loan servicer won't approve a modification
Servicers are required to follow specific loss-mitigation procedures — and often don't.
You think the foreclosure has a procedural defect
Improper notice, standing issues, and chain-of-title problems can delay or defeat a foreclosure.
You want to keep the home, not just delay the inevitable
Between loss mitigation, litigation, and Chapter 13 bankruptcy, there's usually more than one path — but they take different amounts of time to work.
Exhibit B — The Process
What we do, step by step
Free case review
We look at your notice, loan file, and timeline to tell you plainly what's realistic and what isn't.
Immediate protective steps
Where a sale date is close, we evaluate emergency relief options to stop or delay it while your options are worked out.
Servicer & loss-mitigation review
We check whether your servicer followed required procedures and push for modification, forbearance, or repayment options.
Litigation where it's warranted
Where the foreclosure itself is defective, we challenge it directly in court.
Resolution
Whether that's a modification, a negotiated sale, a Chapter 13 plan, or a successfully defended case, we work toward keeping you in control of the outcome.
Exhibit C — Why Newark Law Offices
A veteran-owned firm that handles the whole picture
Newark Law Offices handles foreclosure defense, loss mitigation, and related bankruptcy matters (including Chapter 13, which can stop a Texas foreclosure immediately upon filing) under one roof, so your case isn't split across attorneys who aren't talking to each other.
Common questions
Questions clients ask before calling
Will a case review create an attorney-client relationship?
No. A consultation or submitted form does not create an attorney-client relationship. A written engagement agreement is required.
Does Newark Law Offices handle Texas matters?
The firm evaluates qualifying matters in Texas and across Texas and Oklahoma based on jurisdiction, conflicts, timing, and fit.
What should I bring to an initial review?
Bring notices, contracts, policies, pleadings, deadlines, and a short timeline. Do not send confidential or time-sensitive information until the firm confirms a secure intake path.
Exhibit D — Free Case Review
Tell us about your Texas foreclosure situation
Free, confidential case review — the sooner we hear from you, the more options are usually still open.
Thank you — your case review request has been sent.
A member of Newark Law Offices will review the information you shared. If your matter is time-sensitive, call (866) 230-7236.
Submitting this form starts a confidential case review. It does not create an attorney-client relationship.